RETAIL MORTGAGE LOAN ORIGINATOR

Company: Truist Inc
Location: Jacksonville
Posted on: October 31, 2024

Job Description:

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need Help? (https://www.brainshark.com/bbandt/careers-site-faq)If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (careers@truist.com?subject=Accommodation%20request)(accommodation requests only; other inquiries won't receive a response).Regular or Temporary:RegularLanguage Fluency: English (Required)Work Shift:Please review the following job description:Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.ESSENTIAL DUTIES AND RESPONSIBILITIESFollowing is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgageproduction goals.Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as wellas secondary market investor's guidelines utilized by Truist.Adhere to and comply fully with any and all Truist policies and procedures related to internal and externalrules and regulations, particularly those established by State and Federal law.Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well asTruist Mortgage products and their benefits.Consistently execute on Truist's referral process by introducing mortgage clients to other banksolutions for deepening client opportunities.Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determinedthrough quality control or post-closing review.QUALIFICATIONSRequired Qualifications:The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.1+ year(s) experience in banking and/or lending environment with basic knowledge ofresidential property typesGood organizational, written and verbal communication skillsPossesses solid interpersonal and negotiation skillsDemonstrated proficiency in relevant computer applicationsMust be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including newor transfer of registration, and applicable NMLS acceptable background checkPreferred Qualifications:Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.Previous sales awards and leadership positions.OTHER JOB REQUIREMENTS / WORKING CONDITIONSSitting/Standing/Walking/Bending/LiftingSitting Frequently (25% - 50% of the time)Standing Frequently (25% - 50% of the time)Walking Frequently (25% - 50% of the time)Lifting Up to 25 lbs.Visual / Audio / SpeakingAble to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.Manual Dexterity / KeyboardingAble to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.AvailabilityAble to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.TravelUp to 75%General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site (https://benefits.truist.com/). Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.EEO is the Law (https://www.eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf)Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp_%20English_formattedESQA508c.pdf)E-Verify (https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf)

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